When you are looking for a service that will help you protect your identity, consider ID Watchdog. There seems to be more and more threats to our identities each day. With all of the recent data breaches and hackers on the dark web, finding a company that can monitor your identity and identify fraud or other problems as soon as possible can be invaluable.
ID Watchdog offers a variety of services that do just that. They will monitor your personal information for signs of suspicious behavior and will help you quickly resolve any problems.
ID Watchdog is one of the top services you should consider when you are looking for identity protection. It was featured in our review of "The Top 5 Identity Theft Protection Services." Below, you'll find a more comprehensive review of the features and benefits of using ID Watchdog to protect your identity.
What Is ID Watchdog?
ID Watchdog was founded in 2005 to help users like you keep their identities protected against fraud. The founders worked closely with representatives from law enforcement, banking and credit institutions, and other identity-related areas to create a service that will monitor and protect all the important parts of a person's identity.
After using the information they received from these partnerships, ID Watchdog was able to release its first platform for identity monitoring services in 2007. Today, ID Watchdog continues to provide comprehensive identity monitoring and protection services.
Identity Monitoring Services
When you sign up with ID Watchdog, your identity will be constantly monitored. This will help you to know when you are at risk of identity theft or allow you to respond quickly if your identity has been compromised.
ID Watchdog's identity monitoring services will search for any address changes that were made in your name. They will also be on the lookout for any changes in licenses or certifications in your name. To monitor these two key aspects of your identity, they scan the USPS National Change of Address Registry and various public records.
ID Watchdog also keeps an eye on the dark web for other signs of identity theft. Their computer programs check out chatrooms and websites on the dark web where personal information is commonly sold to ensure your information hasn't been compromised.
With ID Watchdog, you also won't have to worry about someone taking out a loan in your name. They perform subprime loan monitoring that will detect if someone has used your personal information to open various types of loans. Some of the loans that will be detected using this service include mortgage loans, credit card loans, auto loans, and payday loans.
Finally, ID Watchdog also provides transaction monitoring and high-risk application monitoring. These services will scan to see if anyone else is trying to access your insurance or payroll records. You will also receive alerts whenever your passwords to your bank accounts are reset.
Credit Services
ID Watchdog also provides a variety of credit services that can help you identify if your identity has been compromised. The credit services you'll receive vary depending on which plan option you choose.
One credit service you will receive is credit monitoring. Depending on which plan you choose, you will either receive credit monitoring from one of the nationwide credit bureaus or all three bureaus (Experian, Equifax, and TransUnion).
ID Watchdog can also assist you in placing a credit free on your credit reports. This can prevent someone from being able to open a new account in your name.
You may also choose to set up fraud alerts on your credit reports. These alerts can help lenders take more steps to confirm they are working with you instead of someone impersonating you and trying to apply for a credit card in your name.
You will also receive your credit score and be able to view your credit report. The Plus Plan will allow you to receive a one-bureau credit score, and the Platinum Plan will provide you with a three-bureau credit score.
ID Watchdog Online Account
When you sign up with ID Watchdog, an online account will be created for you. You will be able to sign in to your online account to see information related to the identity monitoring services you're receiving as well as information related to your credit.
Your online account will show you an overview of the current records associated with your identity. The records may include any loans, credit card accounts, or real estate properties. They will act as a baseline to allow ID Watchdog to monitor for changes to your information.
You will also be able to view the monitoring that has been taking place to protect your identity. You will be able to see the types of data and records that have been scanned, when scans most recently occurred, and when the next scan is scheduled. If anything suspicious was detected during any of the scans, you'll also be able to view the associated alerts to help you determine what steps should be taken next.
Your online account will also provide you access to your credit score and credit reports. If you sign up for the Platinum Plan, you'll be able to view information from all three credit bureaus.
Customer Care and Services
The team at ID Watchdog will always be available to assist you if you have any questions, experience any technical difficulties, or to help you in responding to a case of identity theft.
You will be able to get in touch with a real person at their customer care center 24 hours a day, 7 days a week. They also offer support in more than 100 languages, so they'll be able to accommodate just about anyone who wants to take advantage of their services.
If your identity is compromised or stolen, a Certified Identity Theft Risk Management Specialist will be assigned to your case. This person will work closely with you through each step of the identity recovery process.
Signing up for a plan with ID Watchdog will also provide you with up to $1 million in identity theft insurance. This insurance will help you to cover any bills you may have incurred trying to recover your identity.
Choosing a Plan and Signing up
ID Watchdog offers two different plan options for you to consider. The ID Watchdog Plus Plan will provide you with both basic and advanced identity monitoring services, dark web monitoring, credit monitoring services, and customizable alerts. In the unfortunate event that your identity is stolen, you'll also receive a dedicated case manager and up to $1 million in identity theft insurance.
The ID Watchdog Platinum Plan includes all of the features that come with the Plus Plan. It also adds access to your credit scores and reports from all three credit bureaus.
If you decide to sign up with ID Watchdog, just click on the 'Register Now' button on any of their webpages. Then, you'll be able to select which plan is right for you and whether you want to sign up for a monthly plan or an annual plan. If you choose to sign up for an annual plan, you'll save more money over the course of a year.
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Final Verdict
If you are looking for a service to keep your identity protected from the every-increasing threats we face, ID Watchdog is an excellent company to use. They offer a variety of services that will make sure your personal information remains private. If something happens that compromises your identity, you'll be notified right away and can work to address the concert quickly.
We think you'll like the protection and peace of mind you'll receive when you sign up with ID Watchdog. Visit their website today to start protecting your identity.
