With all the news about data breeches, are you worried about someone stealing your identity? Are you looking to keep your private information out if unwanted hands? An identity theft protection service can help you rest easy knowing that you and your information will be protected.
There are so many different companies that offer identity theft prevention; it can be challenging to decide which company is the best. To help make your decision easier, we have reviewed five of the best identity protection services below.
Top 5: Identity Theft Protection Services Review
Product Image & Rating (Out Of 10)
Identity Guard Premier
If you are looking for a service that offers both individual and family plans, then you should consider Identity Guard Premier. The family plan is a better deal if there are a few members of your household you would like to sign up for identity protection.
Regardless of whether you sign up for an individual plan or a family plan, you'll receive the same great benefits from Identity Guard Premier. $1,000,000 in insurance reimbursement is included in the event your identity is stolen and you lose funds. You will also be assigned a dedicated case manager who is based in the United States.
Identity Guard Premier offers a mobile app and online identity dashboard. You can use these features to monitor your activity and any alerts for your account.
The pros at Identity Guard Premier are constantly on the lookout for threats to your identity. You will receive alerts if any of your personal information is found on the dark web, when any high-risk transactions are made, or if any personal threats are detected by Watson Artificial Intelligence. You will also receive alerts if any of your bank accounts are taken over, if someone tries to open accounts in your name, or if there are major changes to your credit accounts or reports.
ID Watchdog Plus uses a comprehensive program to ensure that your date is secure and protected. There are three main components to their plan: looking closely at your data, identifying potentially fraudulent information, and restoring any issues quickly.
When you sign up for service with ID Watchdog Plus, you will receive credit monitoring. Different plans include either one of the nationwide credit bureaus or all three.
ID Watchdog Plus also offers advanced identity monitoring. They will look through various sources, such as public records or certifications to find any potential signs that your identity may have been stolen. Additionally, they also monitor the dark web's chat rooms, websites, and forums to make sure your information is not out there.
You can set customizable alerts with ID Watchdog Plus. This will allow you to be notified about any potential issues using your preferred method of communication.
In the event your identity is stolen, the Certifies Identity Theft Risk Management Specialists will manage your case. They will continue to work with you until your case has been resolved and your identity has been restored. You will be able to reach the call center 24/7, so someone will always be available to help you.
When you sign up for LifeLock Unlimited Plus, you'll enjoy a wide array of features and benefits designed to protect you and your identity. The LifeLock Privacy Monitor Tool keeps more of your private information out of public exposure. You will also receive dark web monitoring; if LifeLock finds your information on the dark web, you will be notified.
LifeLock has an identity alert system that is designed to notify you quickly in the event your information is compromised. The system can alert you using text, email, or a call. If there are any large-scale breaches with retailers, doctors, or other companies, LifeLock will let you know and will work with you to make sure your information stays protected.
LifeLock also monitors your credit cards, bank accounts, and other financial accounts. In the event any large purchase or withdrawals are made, you'll receive an alert. Your credit reports will also be closely monitored to make sure there is no suspicious activity.
In the event your identity is stolen after you have signed up with LifeLock, they will reimburse you depending on your plan limits ($25,000, $100,000, or $1,000,000). A specialist at LifeLock will also work alongside you to make sure that your identity is restored.
If you decide you are ready to sign up with LifeLock, you'll be able to do so quickly and easily on their website. You'll feel much better knowing that you are protected against identity theft.
IdentityForce's goal is to ensure that your personal information and your identity are kept secure. Signing up for identity protection with IdentityForce will provide you with access to various features that are designed to keep your information secure and out of the hands of criminals.
IdentityForce provides constant monitoring of your personal information, credit, and privacy. They can alert you right away using their early warning system if something suspicious or illegal happens with your accounts or information.
With IdentityForce, you'll always be in control of your information. They can help you learn how to understand your credit score, how to protect your online profile, and how the information you enter online gets used.
Finally, in the event your identity does get stolen, IdentityForce will take care of everything that is necessary (calls, paperwork, etc.) to restore it. You will also be covered by a $1,000,000 identity theft insurance policy.
IdentityForce offers personal plans, as well as employee and government plans. They have an A+ rating from the Better Business Bureau and have received numerous awards such as the Gold 2019 Stevie Award and tom's Guide's Editor's Choice Award. You can be confident that you are working with a reputable and reliable company when you choose IdentityForce.
Identity Fraud Gold offers a lot of benefits that you'll enjoy. As soon as you sign up, a baseline SMART ID risk score will be generated based on your personal information and their proprietary algorithms. Their systems will monitor for any changes to your score, which could mean that your identity was stolen.
Identity Fraud Gold also include monitoring various networks and databases for transactions using your Social Security Number. This will alert them, and you, to any accounts that may have been opened using your information. Once any potentially fraudulent information is detected, it will be sent to you in real-time so you can trigger a Red Alert.
Credit Card Monitoring is also included in your coverage. The company will look for any of your information in chat rooms or websites so that fraud can be prevented. With Identity Fraud Gold, you'll also receive identity insurance. This can protect you against lost funds, lost wages, legal fees, and more.
You will also receive keystroke encryption software to keep your keystrokes safe from hackers. There will be someone available to assist you 24/7 in the event you need help.
Unfortunately, many people are affected by identity theft each year. There are so many ways for hackers and thieves to get hold of our personal information. An identity theft protection service can help you feel at ease about the security of your personal information.
Before signing up for an identity theft protection service, there are a few different features you will want to look at and consider. First, be sure to look for a company that offers frequent or constant monitoring of your information. This will make sure that nothing slips by the monitors before something can be done about it.
Some companies also include credit monitoring with their identity theft services. This is a good feature to look for, since it will have eyes on another important piece of your information. If someone were to open or try to open a credit card in your name, it will show up on your credit report.
Next, you should also pay attention to how quickly you'll be notified in the event there is an issue with your credit or one of your accounts. Look for a company that will notify you quickly using a reliable method.
Finally, it is important to pay attention to what the company will do in the event that your identity gets stolen. Finding a company that will handle all the tedious phone calls and paperwork can save you from a big headache.
You should also pay attention to what, if any insurance is offered by the company if your identity does get stolen. Try to find a company that offers a worthwhile amount of money that will keep you compensated in the event your identity does get stolen.
Identity Guard is our top pick when you are looking for identity theft protection services. We think this is a great company to sign up with since you'll enjoy comprehensive services and benefits that will keep your information secure.
Identity Guard will constantly monitor your personal information and credit. If something looks off, they will notify you right away using their early warning system.
With Identity Guard, you'll be covered in the unfortunate event your identity does get stolen. They offer a $1,00,000 insurance policy to protect you. They will also take care of all the grueling work that goes into restoring one's identity, such as paperwork and phone calls.
When you sign up with IdentityGuard, you will be able to rest easier knowing your information is secure. Don't keep your information at risk any longer; visit IdentityGuard's website today to sign up!
Frequently Asked Questions
What Is Identity Theft Prevention?
Identity theft prevention services include monitoring of your credit and other personal information. The companies make sure that no unauthorized purchases are made and that no accounts are opened under your name. Some companies that offer identity theft prevention may also provide some insurance in the event your identity does get compromised.
What Are the Odds of Identity Theft?
Based on information from 2017, about one in every 15 people suffered from some sort of identity fraud.
What Should You Do If Someone Steals Your Identity?
There are a few different things you will want to do of you believe that your identity has been stolen. First, call one of the credit monitoring agencies, so they can make a note on your credit report. Next, you will need to alert your bank, credit card companies, lender for your home, and any other financial institutions that you do business with. Next, be sure to file a police report or a report with the FTC to document the theft. As a victim of identity theft, you are eligible for a free credit report, which you should do about a month after your identity was stolen. Scan your report for any information or accounts that should not be there. Finally, be sure to monitor your credit more closely for the next few years.
What Do Thieves Do with a Stolen Identity?
There are many different ways that a thief may use your identity. They could use it to open credit card accounts, to withdraw money from your bank account, to file your taxes and receive your refund, to seek medical care using your health insurance, along with many other ways.