Best Personal Finance Software Program Recommendations

Are you looking to get a better hold of your finances? Do you want to set a budget and stick to it? Are you curious where all of your money ends up going each month?

With a personal finance software program, you'll be able to manage your finances and stick to a budget you set. Since there are many different options when you are looking for personal finance software, we have reviewed the top five products on the market. After reading through our reviews, you'll be able to pick the best product to meet your needs.

Best 5: Personal Finance Software Programs

Recommendation #1

Quicken Premier


Recommendation #2



Recommendation #3



Recommendation #4

Quicken Starter


Recommendation #5



Quicken Premier

Quicken Premier is a great program to help you manage your personal finances. This option is full of useful tools and features that you will love. The latest version also includes a mobile app, allowing you to manage your finances from anywhere.

With Quicken Premier, you'll be able to monitor your investments. This can help you make informed decisions relating to buying or selling stocks. Quicken Premier can also help you to minimize tax implications for buying or selling new investments.

Quicken Premier will also help you to keep track of your monthly bills. You can view all your upcoming bills and set 'favorites' on your dashboard to make sure that everything gets paid on time.

Quicken Premier

Quicken Premier will also allow you to make a budget and track your spending related to your budget. You can view your spending trends to identify areas where you are doing well and areas where you may need to curtail your spending. You can also search through your transaction history to manage your spending.

Using Quicken Premier is secure. This program uses 256-bit encryption to keep your personal information as safe as your bank.

Installing Quicken Premier and getting it all set up will be quick and easy. You'll also have access to the Quicken support team in the event you have any questions about the software. Quicken also has an online community where you can reach out to other users with questions as well.

All Quicken products are backed with a 30-day money back guarantee. You will also always be able to access the information you enter into Quicken, whether or not you renew your membership.


  • You can keep track of your investments, make decisions related to buying or selling, and minimize the taxes you'll owe.
  • Quicken Premier will allow you to set a budget and track your spending.
  • Quicken products come with a 30-day money back guarantee.


  • This is one of the more expensive options.

Moneydance is designed to help you with all of your personal finance needs. When you use Moneydance, you'll be able to see a snapshot of your finances. This summary page will allow you to view your account balances, view reminders for bills that are due soon, and keep your payment schedule organized.

There are also a variety of graphs and reports you can access using this program. You can graph information related to your income or expenses. You can also choose from various graph types to view your information in more than one way and choose the display that is most helpful to you.

Moneydance has an account register component. This feature allows you to enter and remove transactions to keep track of your finances. The program will automatically calculate your balance related to the transaction.


To help you stay on top of all of your bills, Moneydance allows you to set up reminders. This means that you won't need to worry about missing a payment or incurring late fees.

If you have an investment account, you'll be able to keep track of the items in your portfolio. You can view your account balance as well as monitor the performance of individual stocks or mutual funds.

Moneydance also has a user-friendly mobile app that can allow you to enter transaction information or view your account balances when you're on the go. The information you enter in the app will automatically sync with the program on your desktop.


  • The summary page provides a quick snapshot of your account and upcoming bills.
  • You can view balance information and enter transactions using the mobile app.
  • You can monitor the performance of individual stocks or mutual funds in your investment account.


  • You can't set and work with a budget using this option.

You can use Buxfer to manage your personal finances with ease. Buxfer offers a lot of features that are designed to help you stay on top of your finances, identify areas that need some help, and keep everything organized together.

Buxfer allows you to sync all of your accounts to their server. You will be able to upload your bank statements and enter transaction information. They also offer a mobile app that makes it easy to enter your transactions right when they happen.

You will have access to a variety of reports to help you keep track of your spending. With Buxfer, you can create your own tagging structure to help you sort your spending into different categories. These tools can help you stay on top of your spending and help you stick to your monthly budget within different categories.


You can create a variety of budgets to keep your spending in line. You can choose from weekly, monthly, or yearly quantities for each spending limit tag you create. If you exceed your budget for a certain category, you will receive an alert on your mobile device.

You can also use Buxfer to help you stay on top of your monthly bills and help ensure that everything gets paid on time. Buxfer allows you to set up reminders and receive alerts when you have a bill that is due soon.

With Buxfer, you can also manage your investment portfolio to keep track of the progress of your stocks. You will also be able create a forecast for future spending based on your current habits.


  • You will receive alerts when you go over your budget in any category.
  • You can create your own tagging system to categorize your expenses.
  • You can set up reminders to receive alerts when a bill is due soon.


  • This option doesn't offer as many investment features as some other choices do.
Quicken Starter

Quicken Starter is designed to be a more basic option that includes. With Quicken Starter, you'll be able to keep your money organized and stay on top of your finances.

When you purchase this program, you'll also receive access to the mobile app. The mobile app will allow you to manage your expenses on the go. The information from both your mobile app and desktop computer will sync together, helping you stay organized.

This option will automatically categorize the purchases you make. Quick Starter will show you a pie chart to allow you to see what percentage of the money you spent went towards certain areas. This will allow you to easily see where you are spending money and if there are any areas where you need to adjust your spending habit.

Quicken Starter

Quicken Starter will help stay on top of paying your bills. You'll be able to see the bills that will be due soon, as well as the balances that is due. When it is time to pay them, you'll be able to do so directly from Quicken.

Setting up Quicken Starter is easy to use. You'll be able to import your bank and credit card information quickly and easily, then you'll be all set and ready to go.

Quicken programs protect your personal information using 265-bit encryption security. Your purchase is also protected by a 30-day money-back guarantee.


  • You can view your bill balances and their due dates easily. When your bills need to be paid, you can do so directly from Quicken.
  • Bank and credit card information will be imported quickly.
  • There is a mobile app to help you manage your finances when you are on the go.


  • This option will not let you monitor your investment accounts.

If you are looking for an option that is compatible with MACs, consider Banktivity. This option is designed to help you eliminate your debt and develop wealth.

You can use Banktivity to create and manage a budget. It will automatically incorporate your bills to help you make a budget and stick to it.

With Banktivity, you'll be able to upload information related to all of your accounts and assets. You'll then be able to easily track your spending and savings across these different accounts. This includes checking accounts, savings accounts, investment accounts, real estate, and more.

You can use Banktivity to monitor and pay your bills. You can set up payment schedules to help make sure you never have a late payment.


The reports developed by this program will help you view your spending across different categories, update you on your budget goals, show your net worth, allow you to view the balances of your individual accounts, and so much more.

Banktivity is committed to your privacy. Your data is protected by end-to-end encryption during both transit and when on the Banktivity server. The company will keep your information private and will never sell it.

If you have an Apple device, you'll be able to download the mobile app to help you stay on top of your finances when you are on the go. This product also includes a 90-day money back guarantee if you are not satisfied with the software.


  • You can create customized categories and tags for your budget.
  • You can make specific budgets related to a special event, such as a wedding.
  • Banktivity will allow you to manage all of your accounts.


  • Banktivity is only available for iOS products.

Buying Guide

Purchasing a personal financial software program can help you monitor your savings, spending, investments, and more. You will be able to identify areas where you need to improve your finances as well as monitoring your progress towards reaching your financial goals. There are a few different factors you will want to consider before selecting a personal financial software option.

First, consider how easy to use the program is. You may also want to look for an option that will allow you to access your information from both your computer and a mobile app. This will allow you to always be able to view your financial information and use it to inform your day-to-day decisions.

Next, be sure to pick an option that includes helpful tools related to budgeting. Will you be able to set up a budget and monitor your spending? Can you view your spending in different categories (such as food, gas, and home expenses) to help you see where most of your money is going.

Finding a program that is well-organized it also important. Look for an option that has all the features you'll want, such as a dashboard to help you see your bills that will be due soon.

If you have an investment account, you may also want to find a program that will allow you to monitor your investments. Some programs will also provide you with advice related to buying or selling different investments and minimizing your taxes.

Finally, be sure to choose an option that will keep your financial information secure. Look for a program that will keep your data encrypted.

Top Pick

Quicken Premier is our top personal finance software pick. There is a lot to love about this option. First, it has a mobile app, so you'll be able to access your information from your phone, a computer, or a tablet.

Quicken makes it easy to keep track of your monthly bills. It will let you know what bills are due soon. You can also set your 'favorite' bills to appear on your dashboard, so you'll always be able to keep an eye on them.

You can use Quicken Premier to set a budget and track your spending related to your budget. This will help you identify which types of expenses may be throwing your budget off. Then, you can work to make changes to keep yourself on track.

Quicken Premier

If you have any investments, Quicken Premier is an excellent choice for you. It will help you make decisions related to buying or selling new stocks. Additionally, it can provide you with advice to help you minimize your taxes related to selling stocks.

Quicken Premier also uses 256-bit encryption, so you can feel confident that your information will be kept secure. If you aren't satisfied with this product, Quicken also offers a 30-day money back guarantee.

When you are ready to take charge of your personal finances, visit Quicken's site and purchase Quicken Premier. You'll love all the features and tools it will provide you to help keep your finances in order.

Frequently Asked Questions

What Is Personal Finance Software?

Personal finance software is designed to help you manage your finances. You will be able to enter data related to all your finances, such as your rent or mortgage, monthly bills, income, assets, and any other expenses. When you use a personal finance software, you can monitor and track your spending, create a budget, and keep everything organized.

Will My Information Be Secure When I Use Personal Finance Software?

It is always a good idea to read the specifics about the program you are looking at, but most software options are secure. They use encryption and other methods to keep your personal information out of the hands of others.

How Much Money Should You Save from Each Paycheck?

Saving about 20% of each paycheck will put you in a good position. You will have enough money for unplanned emergencies and will be able to start saving for big expenses or retirement. Of course, every situation (and every month) is different, so save as much as you can.

How Do I Stay on a Budget?

Staying within a set budget is rarely easy, but there are a few steps you can take to help you stay on track. First, be sure to keep track of your expenses. Seeing how much you are spending written down can help you make changes where possible. If you go shopping, bring a list of what you'll need, and stick to your list. Finding ways to celebrate various occasions that don't involve spending money is another way to stick to your budget.


Official Top 5 Review Team
Official Top 5 Review Team

The Official Top 5 Review team is dedicated to testing and researching the top products available for many different industries. We do the research and testing so that you don't have to! We welcome you to provide your feedback on your experiences with any products that you have experience with.

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